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Frequently asked questions

Everything you need to know about investing on Tokenize — from your first PKR 50,000 to your first payout.

Getting started

What is Tokenize.pk?

Tokenize is a real-world asset investment platform for Pakistan. We convert verified income-generating assets — real estate, coworking spaces, restaurants, hospitality projects, farms and lifestyle venues — into digital ownership units that investors can buy from as little as PKR 50,000.

Who can invest on Tokenize?

Any Pakistani resident 18 or older with a valid CNIC, and overseas Pakistanis with a NICOP or valid passport, can open an account after completing KYC. Institutions and companies can also invest through a corporate account.

How much do I need to start?

Most listed assets have a minimum investment between PKR 50,000 and PKR 100,000, shown clearly on each project page before you commit.

Is this the same as buying cryptocurrency?

No. Each unit represents fractional legal ownership in a real, physical asset held through a Special Purpose Vehicle (SPV) — not a speculative crypto token. Blockchain is used only for transparent record-keeping, not as an investment product itself.

Investing & returns

How do I actually own part of the asset?

Each asset sits inside its own SPV. When you invest, you receive digital ownership units in that SPV proportional to your investment, recorded on your dashboard and backed by legal documentation.

How and when do I get paid?

Rental or revenue-share income is distributed to your Tokenize wallet on a quarterly basis (some assets pay monthly), after which you can withdraw to your linked bank account at any time.

Are returns guaranteed?

No. Projected yields shown on each listing are estimates based on the asset's financials and market comparables, not guarantees. Real estate and business income can go up or down, and your capital is at risk.

Can I sell my units before the asset matures?

Where secondary trading is enabled for an asset and permitted under applicable regulation, you'll be able to list your units for resale on the platform. Not every asset supports early exit — this is shown on the project page.

Fees

What does Tokenize charge investors?

A transaction fee of 0.5%–1.5% applies when you buy or sell units. There are no hidden management fees charged directly to investors — asset-level management fees (1%–2% annually) are factored into the projected yield shown upfront.

Are there withdrawal fees?

Standard bank transfers to your linked account are free. Your bank may apply its own standard transfer charges depending on your account type.

KYC & compliance

What documents do I need for KYC?

A valid CNIC or NICOP, a selfie for biometric verification, and basic source-of-funds information. The process typically takes under 10 minutes.

Is Tokenize regulated?

Tokenize operates as a real-world asset investment technology platform structured to align with applicable SECP and regulatory requirements, using SPVs, banking-channel-only payments, and KYC/AML checks on every investor. Read our full compliance approach.

Can I invest with cash?

No. All investments and payouts move exclusively through verified banking channels — Tokenize does not accept or disburse cash.

For asset owners

How do I list my property or business on Tokenize?

Submit your asset through our for asset owners page. Our team assesses feasibility, structures the SPV, completes due diligence, and lists your project once it's investor-ready.

Does Tokenize offer white-label technology?

Yes — developers, authorities and CBD partners can license Tokenize's platform, investor dashboard, KYC layer and transaction engine under their own brand. See white-label & CBD.

Still have questions?

Our team typically responds within one business day.

Contact us
Investments carry risk and projected returns are illustrative, not guaranteed. Figures shown are for demonstration only.